Common Questions
Can I repair my own credit?
Most individuals turn to a professional to handle credit restoration because of the limited success they've had. It takes a lot of time dealing directly with creditors and the credit bureaus.
However, it is your right (See Fair Credit Reporting Act) to dispute information on your credit reports. If you have the time, background and experience necessary to produce "effective and meaningful" results, by all means attempt to settle your credit issues yourself. For the majority who do not have the professional experience to single-handedly tackle their personal credit issues, we encourage you to seek the professional assistance from those specializing in credit restoration.


"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."