Common Questions
Does paying my bills restore my credit?
Paying off debts and establishing good re-payment habits will help improve your credit in the long run; but there is more to credit reporting than payment history and outstanding balances. Even when you pay a delinquent debt, the negative listing doesn't go away. The listing may change in the level of severity but it will still hurt your credit. There are several effective steps you can take to restore your credit; Legacy is here to teach you how.


"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."